financial assets

USAGE SUMMARY

"financial assets" is correct and usable in written English.
You can use it when referring to assets such as investments, cash, and other resources that are owned or available for use. For example, "John has established a diverse portfolio of financial assets to ensure a secure financial future."

✓ Grammatically correct

News & Media

Science

Formal & Business

Human-verified examples from authoritative sources

Exact Expressions

60 human-written examples

One is growing distrust of financial assets.

The Economist

Global financial assets were moving in lockstep.

The New York Times

Our homes are more than financial assets.

The Guardian - Lifestyle

"Prices of financial assets have been rising rapidly.

The New York Times

The pooling of savings makes financial assets much more liquid.

The Economist

That's great news for those with substantial financial assets.

The New York Times

Instead, they buy financial assets, such as government bonds.

The Economist

Poorer people, in particular, have too few financial assets.

The Economist

His firm specializes in mortgages, gold and other financial assets.

The New York Times

And for their overseas factories, equipment, and financial assets.

University of California, Berkeley

The valuation of many financial assets is complex and subjective.

Columbia University

Expert writing Tips

Best practice

When discussing personal finances, clearly differentiate between liquid "financial assets", such as cash and stocks, and illiquid assets, like real estate, to provide a comprehensive financial overview.

Common error

Avoid using "financial assets" as a catch-all term for total wealth. While "financial assets" are a component of wealth, they exclude non-financial assets like collectibles, personal property or business inventories which are difficult to convert into cash quickly. So, use it more precisely.

Linguistic Context

The phrase "financial assets" primarily functions as a noun phrase, identifying a specific category of possessions that hold monetary value. Ludwig examples show its use in discussing investment portfolios, economic stability, and personal wealth management.

Expression frequency: Very common

Frequent in

News & Media

40%

Science

30%

Formal & Business

20%

Less common in

Wiki

5%

Academia

3%

Reference

2%

Ludwig's WRAP-UP

In summary, "financial assets" refers to resources like investments, cash, and securities. As Ludwig AI confirms, the phrase is grammatically correct and widely used. It appears most frequently in News & Media, Science, and Formal & Business contexts. When writing about finances, it's crucial to differentiate between liquid and illiquid assets and to avoid using "financial assets" as a blanket term for overall wealth. Diversifying these assets is a common strategy for managing risk. Common examples are stocks, bonds, and savings accounts.

More alternative expressions

Phrases that express similar concepts, ordered by semantic similarity:

investment portfolio

Focuses on the collection of investments held, rather than the assets themselves.

capital holdings

Emphasizes the capital aspect of the assets, particularly in business contexts.

monetary resources

Highlights the resource aspect of the assets, relevant when discussing financial capabilities.

liquid wealth

Specifies wealth that can be easily converted to cash.

economic reserves

Implies assets held for future economic needs or stability.

property holdings

Focuses on ownership of properties as a form of assets.

investable funds

Highlights the availability of funds for investment purposes.

marketable securities

Specifies securities that can be easily bought and sold in the market.

pecuniary possessions

A more formal and legalistic term for financial belongings.

personal estate

Refers to all assets owned by an individual, often used in legal or estate planning contexts.

FAQs

How are "financial assets" different from physical assets?

"Financial assets" are intangible assets like stocks, bonds, and cash, while physical assets are tangible items such as real estate, machinery, or inventory. The primary difference lies in their physical nature and liquidity.

What are some examples of common "financial assets"?

Examples of common "financial assets" include stocks, bonds, mutual funds, exchange-traded funds (ETFs), savings accounts, and certificates of deposit (CDs).

How do I diversify my "financial assets"?

Diversifying your "financial assets" involves spreading investments across various asset classes, industries, and geographic regions to reduce risk. This can be achieved by investing in a mix of stocks, bonds, and real estate.

What is the role of "financial assets" in estate planning?

"Financial assets" play a crucial role in estate planning as they form a significant portion of an individual's net worth. Proper planning ensures that these assets are distributed according to the individual's wishes while minimizing estate taxes.