Inquiries include requests from a company reviewing your background after you've filed a credit application and companies that send out promotions to those who prequalify.
In this section, we applied the proposed approach on a real dataset commonly used in the field of KDD [36], which identifies the characteristics of a set of customers who filed a credit application file, as a case study to illustrate the performance of our proposed approach.
Contacting any one of the three credit reporting firms is enough to file a credit alert with all of them.
That means you've got what credit experts call a "thin file," a credit report so minimal that lenders can't get a read on you.
Consumers who avoid credit products, out of prudence or for any other reason, can end up with a low score or a "thin file" (a credit report that does not have enough data to assign a score).
He makes the ludicrous claim that people who are not listed in the files of a credit reporting company are probably not legal voters.
A bankruptcy filing by a credit support provider would set off a right to terminate in all these swaps.
D, however, may file for a credit of $1,200 under section 6402 provided that the requirements of paragraph (a)(4) of this section are met.
But the retreat of money market funds from the wholesale market in the days after Lehman's bankruptcy filing produced a credit squeeze that pushed Europe over a tipping point, economists say.
