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By June, the firm discovered that in some states the old FHP operations were incurring almost $1 of medical liabilities for every $1 they took in premiums, leaving nothing to cover overheads.
PacifiCare found it hard to integrate its systems after buying FHP, another HMO, last February.
The Orange County Fire Rescue said it received a call about the accident at 2.28am ET (7.28am GMT), but the FHP did not report it until 2pm ET (7pm GMT).
The PGA star was driving a 2009 Cadillac sport utility vehicle and the crash outside his home in Isleworth, Florida, was not alcohol-related, the FHP said.
In Silicon Valley, companies like Skypilot Network, FHP Wireless, Ultradevices, CoWave Networks, SRI's Packet Hop and others are all developing networks that have the potential to weave together networks made up of wireless antennas.
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Similar troubles befell PacifiCare Health Systems, a California HMO that specialises in elderly patients whose costs are paid by the government's Medicare programme, after it bought FHP International for $2.2 billion in February.
The 33-year-old pulled out of his driveway, struck a fire hydrant, and then drove into a tree at his neighbour's property at about 2.25am local time (7.25am GMT), the Florida Highway Patrol FHPP) said.
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Justyna Jupowicz-Kozak
CEO of Professional Science Editing for Scientists @ prosciediting.com