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Investment management fees rose as well.
Premiums and fees rose 3percentt.
Total revenue, which includes membership fees, rose to $19.24 billion.
Lending margins and fees rose, while bad debts fell.
Travel commissions and fees rose 3.7percentto to $340 million.
Sales, including shipping fees, rose 16percentto to $495.6 million.
Mortgage production fees rose 81percentto to $43.1 million, and deposit fees rose 11percentto to $129.1 million.
Revenue, excluding rebates and fees, rose 15 percent, to $415 million.
Fees rose in line with the amount of funds under management.
It says there is emerging evidence that part-time fees rose in 2012.
Management fees rose 17percenttoto $69.8 million, arising from an increase in assets under management.
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