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The Federal Reserve has banned such fees for credit and debit cards, but no protections exist on prepaid cards.
Visa Europe said it was still in talks on settling a separate inquiry into fees for credit card and deferred debit transactions.
However, a small number of carriers do charge "handling fees" for credit card payments made on their Web sites.
The transaction fees for credit and debit cards erode profits for smaller transactions, 30 cents + 3percentt for each transaction.
Here, fixed fees for credit cards and other payment methods can be too large to make such transactions worthwhile.
Update: GiveForward co-founder Ethan Austin tells me the company's 7% cut includes all fees (for credit cards, etc).
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Admiral Insurance levied a £5.95 fee for credit card use, while Swinton Insurance charges 2.5%.
"It's like this huge, secret annual fee for credit," said Mallory Duncan, the chief lawyer for the National Retail Federation.
At Angus Steakhouse, our staff keep 100% of their own tips less a small processing fee for credit card charges.
It is free if you use a debit card, but there is a small fee for credit card payments.
Or because they haven't disclosed it?" The median overdraft fee for credit unions is $25, the report found, compared with $35 for big banks.
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Justyna Jupowicz-Kozak
CEO of Professional Science Editing for Scientists @ prosciediting.com