In order to prioritize you need to at least know the interest rates (and, sometimes, other fees), balances, and minimum monthly payments for each debt you have.
GlaxoSmithKline, for example, recently announced that it would pay off the tuition-fee balance of graduates joining them.
The downside is that zero fee balance transfers sometimes have shorter promotional periods.
"Navy Federal's nRewards Secured Credit Card is an award-winning card with no 'sign up' fee, annual fee, balance transfer fee or foreign transaction fee," said Matt Freeman, manager of credit card products at Navy Federal Credit Union.
Many will lower your interest rate for a period of time and/or waive current late fee balances, to give you a better opportunity to catch up.
Some employees can also be hit with $25 overdraft fees, called "balance protection," on some of the prepaid cards.
Account disclosure formats vary, despite recent attempts at simplifying the way in which banks present information about fees, minimum balance requirements and other details to consumers.
Decide what is most important to you in a current account, whether that's low overdraft fees, higher balance interest, or cheaper foreign transactions.
But unlike traditional banks, Varo is built to be consumer-friendly, doing away overdraft fees, minimum balance fees and ATM fees that most financial institutions rely on.
