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He has already spent $8,000 in legal fees and there is no end in sight.
The deal includes a program to help homebuyers if they become unemployed, lowered fees and there is no requirement that the homebuyer purchase mortgage insurance.
But because the developers pay their fees, and there is intense pressure to stick to construction schedules, critics say this approach is ripe for abuse.
Manufacturers' prices do not always include delivery fees, and there can be other costs, including site preparation, foundation work and installation of electric, water and sewer services.
Admiral has been more exposed than most in our view to the banning of referral fees and there are risks from other regulatory actions.
"We're going to see even more competition between universities because 47% of their income comes from tuition fees and there is a limited pool of applicants," said Sorana Vieru, NUS vice-president for higher education.
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"There are arguments for the licence fee and there are arguments against the licence fee.
I went from making a lot of money in banking to traveling the world for free but with $100 in my account and some overdraft fees here and there.
There's no monthly maintenance fee, and there's no charge for online bill payments or other basic functions, as long as the account is active.
If a student has a SHIP waiver, the Office of the Registrar will not assess the SHIP fee and there will be no SHIP remission awarded.
Those members pay a $50 annual fee, and there is an annual food charge of $300 payable in advance, which is credited to their meals.
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Justyna Jupowicz-Kozak
CEO of Professional Science Editing for Scientists @ prosciediting.com