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They can borrow money at a favourable rate thanks to "implicit" government guarantees.
However, if the government improves any of the terms associated with current green deal loans, it will face pressure to improve the terms for people who have already taken out loans at a less favourable rate.
He declined to give details publicly of a favourable rate granted it in the Netherlands on a proportion of profits transferred there in the form of an intellectual property "royalty" on UK shops.
One anomaly that makes life harder for independent providers is that students can take out government-backed student loans at a favourable rate for only the first £6,000 of their fees.
The Times, referring to Osborne's "claim to posterity", argues that the pension reforms will stand out when historians of the future assess this government: "It is not just good politics to allow older voters to shelter more of their savings from tax in ISAs and premium bonds and to offer them a favourable rate of return on a new pensioner bond, it was also good policy.
Or, indeed, on the politicians, whose profligate spending (prompting the World Bank to announce a halving of its lending to Nigeria this week) is the root cause of the naira's weakness, but who like to change their enormous naira salaries into dollars at a favourable rate.
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At this point, we must pause to remind those who snort that Johnson is not credible that he won two terms as mayor of London, a Labour-leaning city, against a charismatic Labour candidate, and that he is the most popular elected politician in the UK – the only one in our ComRes Favourability Index with a net favourable rating.
While the favourable rating on Obamacare is gradually rising, still only 31% are in favour against 43% who are not.
On election day, Trump's favourable rating was comparable to Richard Nixon's in May 1974.
The email exchanges presented by the prosecution showed that Contogoulas repeatedly offered the Libor submitters coffee or wine in return for favourable rates.
It costs a wallet-friendly 85 lira (£20 at current, favourable, rates) for three days or 115 lire (£27) for five days.
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Justyna Jupowicz-Kozak
CEO of Professional Science Editing for Scientists @ prosciediting.com