Your English writing platform
Discover LudwigSuggestions(1)
Exact(3)
A wide-open bond market is one cause for the falling default rate.
A falling default rate also means the savings Americans have stashed into bond mutual funds look slightly safer.
With access to credit, fewer companies fail, and a falling default rate encourages investors to put more money into credit markets.
Similar(57)
Donaldson's forecast is for falling default rates.
This is puzzling, given the wreckage in the subprime market — lenders going bankrupt, stocks of issuers falling, default rates on new loans well above historical averages.
CREDIT cards, which caused losses for many American banks during the recession as cardholders defaulted at record rates, are back to producing rising profits across the industry, with the default rate falling and fewer people falling behind on their bills.
The U.S. junk bond default rate fell to 7.7% in July from 10.3% in June, Fitch Ratings said.
The further house prices fall, the higher the default rate on banks' mortgage-backed assets.
If the loan is secured in some manner or such loans are only offered to the creditworthy then the default rate falls and thus so does the APR.
Confusion over the rate has led some to wonder why the risk premium for junk bonds has fallen despite higher default rates.
The department's decision not to hold Frank Phillips College responsible for those defaults caused the school's default rate to fall from 31.1percentt in 2010 to 25.2percentt.
Write better and faster with AI suggestions while staying true to your unique style.
Since I tried Ludwig back in 2017, I have been constantly using it in both editing and translation. Ever since, I suggest it to my translators at ProSciEditing.

Justyna Jupowicz-Kozak
CEO of Professional Science Editing for Scientists @ prosciediting.com