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Often, however, the fraudsters don't even bother creating a fake card.
Later, they'll make a fake card, with your details on the magnetic strip.
They work until they get fired, then buy another fake card and start over.
"We might think you could just make a fake card or manipulate the records — no big deal," Li said.
She says she believes it was fraud; that someone got her personal code and made a fake card.
"We might think you could just make a fake card or manipulate the records no big deal," Li said.
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"If the I.E.C. sees any fake cards, they will invalidate my whole ballot box".
Before chip and PIN, it was much easier for fraudsters to use fake cards created this way.
Unfortunately, many other countries do not have such stringent security measures – so fraudsters have started taking their fake cards overseas.
In January, a raid here uncovered a ring that had several hundred fake cards ready for sale.
Once thieves capture such data, they can use it to make fake cards or sell the information on the Internet to others.
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Justyna Jupowicz-Kozak
CEO of Professional Science Editing for Scientists @ prosciediting.com