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The limit is useful for borrowers facing spikes in interest rates after two or three years.
But food banks are now facing spikes in referrals of families with children over half term – when youngsters miss out of just five child-sized portions from school.
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The Welsh government said hospitals faced spikes in pressure during the winter, and that a "high proportion" of operations were cancelled by patients themselves.
And indeed they recorded seas 60 feet high, with some wave faces spiking at 90 feet and higher.
But other residents are refusing to sell for a grimmer reason: they're facing a spike in their monthly mortgage payments, and their homes may not be valuable enough to pay off their loans.
Many companies face huge spikes of demand during the holiday season for instance.
Similarly, if you face big spikes of new users and traffic, you'll be able to adjust your server infrastructure in no time.
Our video footage shows workers slamming live crabs' faces onto spikes to break off their top shells and pressing the animals' exposed organs and flesh against stiff, spinning bristles to remove them.
And they had collars with spikes facing inwards so the slaves couldn't sleep without getting spikes stuck in their necks.
In the locker room he hurls a shoe at his whiny quarterback which accidentally bounces and hits the kid in the face, spike-first.
"I hope they don't catch the disease of the other side, which is an aggressive, in-your-face, spiking the ball in the end zone," he said.
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Justyna Jupowicz-Kozak
CEO of Professional Science Editing for Scientists @ prosciediting.com