Shares of Countrywide Financial, the nation's largest mortgage lender, and Washington Mutual, the sixth-biggest lender, opened sharply lower after both companies said they were facing a harder time selling loans and could potentially have problems raising money.
Will they face a hard time being accepted?
A chill has crept into karaoke parlours and brothels; mistresses also face a hard time.
Although it is solid enough, by Japanese standards, in corporate lending, like all Japanese banks MTFG faces a hard time making decent returns.
One reason that many of today's baby boomers face a hard time in retirement is that they still haven't paid off their mortgages.
Many labor leaders say it is the most flagrant example of how unions, after surmounting numerous obstacles to get workers to vote in a union, then face a hard time getting companies to sign a first contract.
Bush's appointees to federal regulatory bodies like the Federal Communications Commission and the Securities and Exchange Commission have, of course, been as ardently antiregulation as Reagan's, and Bush has been, if anything, more willing to brandish executive powers to accomplish deregulatory missions that might face a hard time in Congress.
Analysts say that while the company faces a hard time returning its smartphone division to profit, it is not impossible.
But they have faced a harder time in the Senate, which is controlled by an unusual coalition of Republicans and a faction of breakaway Democrats.
Without many of those fish, Marshall said the coral would face a harder time recovering, since the entire ecosystem had been degraded.
Richard Cordray, the agency's director, has said that consumers who have medical collections reported on their credit file can face a harder time getting a loan — or even a job, since some employers now look at prospects' credit reports.
