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It's called an overdraft fee.
The institution charges an overdraft fee of $20 for the check overdraft but cannot assess an overdraft fee for the debit card transaction.
Do you think an overdraft fee disclosure box on your bank statement would be helpful?
The institution may not assess an overdraft fee for the debit card transaction.
For instance, incurring an overdraft fee typically sets you back about $35.
It charges an NSF fee, which, like an overdraft fee, typically ranges from $25 to about $40.
And you can't ever be charged an overdraft fee because you can't overdraw.
This would bring your account below zero and trigger an overdraft fee.
I have never understood why an overdraft fee is so high.
If you receive an overdraft fee, it is about the same price as a stop payment fee at most banks.
If it's a bank card, the bank may charge you an overdraft fee.
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CEO of Professional Science Editing for Scientists @ prosciediting.com