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A month later the government said the service would continue for another year; it has now been replaced by the Face to Face debt advice programme.
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CAP (Christians Against Poverty) now offers free face-to-face debt advice (see case study) from 190 churches.
There will also be a phone-based service, plus face-to-face debt advice and pension guidance.
Most universities and colleges now offer some form of face-to-face debt advice service as well as an out-of-hours phoneline, thanks to the Association of Student Money Advisers.
The government says that in 40 of 133 of the commission's "procurement" areas the total number of face-to-face debt and housing cases would come to less than 300 cases a year as a result of the cuts.
The report, which is based on data collected from almost 20,000 people who have received free face-to-face debt advice, has been published to coincide with a debt summit organised by Capitalise and the mayor of London.
Face to face.
Finally, face to face.
Sometimes the fighting was face to face".
"It was face to face," Holley said.
"You're brought face to face with yourself".
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