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Don't rely on your E111 - make sure you have full medical expenses cover.
Many home insurance policies include legal expenses cover as a freebie or paid-for add-on.
But it is even more vital to make sure you have adequate medical expenses cover.
I initially contacted my insurer, Admiral, and assumed that my legal expenses cover would fund a claim.
But because he was driving, neither my insurer nor the legal expenses cover on my policy would get involved.
Legal expenses cover is designed to step in if you are hit by another driver and need to bring an action against them.
Carol also thinks she was lucky to be able to bring a claim through Acas after discovering her home insurance provided limited legal expenses cover.
While you're at it, dump lots of other dubious insurances: legal expenses cover (hardly anybody claims); mobile phone insurance (nearly impossible to claim on); and boiler cover (madly expensive).
Similar(3)
Q Are temporary living expenses covered?
Travel expenses covered by the writer.
In addition to dinner with the Obamas, the winners had their transportation and hotel expenses covered by the campaign.
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Justyna Jupowicz-Kozak
CEO of Professional Science Editing for Scientists @ prosciediting.com