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"If you're going to go to the expense, risk and trouble to take a pill every day to improve your longevity, don't you really want to know if it works?" said Dr. Allen J. Taylor, a cardiologist at Washington Hospital Center, in Washington, who led the study.
And about those annuities — again, from the company's filings: "Variable annuities provide us with fee-based revenue in the form of mortality and expense risk fees, marketing support and administrative fees, fees charged for optional features elected by the contractholder and other contract charges".
In addition to the investment fee on the portfolio theres a "mortality and expense risk" charge, typically 1% or more a year.
Faced with the time, expense, risk, and stress of a trial, almost anyone put in that situation would have pled guilty, taken the misdemeanor rap, and agreed to sessions of HTIC-mandated counseling, even if she were innocent.
Through discussions with the UK lung cancer clinical community and patient representatives it was deemed that, balancing the additional expense, risk of toxicity and logistics of giving dalteparin, an increase of 5% in 1 year survival was clinically significant.
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There are at least nine major areas in which ethics problems can hurt a business: markets and customers; strategy; product and service; design, brand and quality control; intellectual property and knowledge management; leadership; workforce; sub-cost-of-goods-sold expenses; risk management; and procurement.
Increasingly, the utility and cost-effectiveness of health interventions, including screening programs, is assessed through direct modelling of the costs (financial expenses, risks of harm etc) and the benefits (functions of screening tool accuracy, disease prevalence and the scope for disease prevention and treatment) of competing strategies [ 21- 23].
Appropriate application of the Precautionary Principle requires that the policies be tailored such that the time, effort, expense, and risk of any "protective measures" be commensurate with what the society expends on other public risks of similar magnitude.
Eliminating currency fluctuations between member countries reduces the expense and risk of cross-border business.
That way, Citigroup earns fees or commissions, without shouldering the expense and risk of providing the insurance itself.
The effect, says the report, was to grow too fast and to emphasise revenue at the expense of risk.
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Justyna Jupowicz-Kozak
CEO of Professional Science Editing for Scientists @ prosciediting.com