Clark and Mills [9] distinguished between exchange relationships, in which individuals give benefits and expect repayment, and communal relationships, in which individuals give benefits according to the recipient's needs, without expecting a specific response.
For example, imagine a doctor expecting repayment from a health insurance company.
Don't expect any repayment.
Greece is expected to make a repayment to the International Monetary Fund (IMF) of around 450m euros (£330m; $490m) on Thursday.
Generalised reciprocity, the belief that people tend to help each other out without expecting immediate repayment, was measured using the item from the World Values Survey (35).
You should expect a loan from a private lender to have a higher interest rate and a shorter repayment term than a traditional bank loan.
"Symbol" has its share of clunkers, like the logo design for KereKere (a chain of Australian restaurants named after the Fijian custom of "giving without expecting repayment," the book notes), featuring what looks like a cup from which hearts waft like steam.
Those words are always with me and I'm a believer in showing kindness to others and not expecting repayment.
Some lenders will deduct the interest from the loan amount and lend the net figure, while still expecting repayment of the entire face value of the loan.
The idea is to start a non-profit business to address a problem, rather than simply throw money at it, a criticism Yunus levels at the world's uniformly ineffective agri-financing programs, in which governments give farmers money without expecting repayment.
