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Christmas shoppers are expected spend £1.2bn today, as 13 million consumers hand over £21m every minute.
If you live longer than expected, spend too much, or a stock market shock hits your fund, you could run out of money.
Caplen's letter informs criminal solicitors that the latest accounts from the LAA show a 3% fall in the number of legal aid cases in 2013-14 compared with 2012-13 and that total spending on criminal legal aid was £908.6m as against an expected spend of £941m at the time of the 2013-14 business plan.
$330 million: The expected spend on pet costumes for the 13.8% of those who say they will dress their pet (NRF).
With a £50 expected spend per head, they're probably not talking about your average white collar worker.
The Adventure Project (TAP) is just one of many nonprofits challenging American consumers -- who are expected spend $704 on average this holiday season -- to create their own traditions this year.
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On this basis, it expected spending growth to be just positive next year.
But although the CBI said the worst of the squeeze was over, it expected spending growth to remain subdued.
Most of the informants' time was as could be expected spent at home.
Marketing: Face to Face Companies say they expect spending on Web-related promotion to rise this year.
The most sanguine projection was made in June by CMS: the actuaries expect spending to jump by 7.4% next year.
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Justyna Jupowicz-Kozak
CEO of Professional Science Editing for Scientists @ prosciediting.com