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The estimated expected premiums are shown to have predictive power in the subsamples of both the positive and negative market responses.
"If insurers are convinced the people that they've enrolled are going to continue to be sicker than expected, premiums will go up," he said.
Health care experts said they expected premiums to rise by 5to10percentenext yearear, prompting worries about whether the increases are a blip or a troubling sign that managed care is no better at controlling costs than traditional indemnity insurance.
As the table shows, promises we have made minus expected premiums and dedicated taxes total $41.3 trillion over the next 75 years.
In summary, multi-factor investing involves three challenges going forward: 1) any excess earned by investors must first overcome the extra cost of the strategy; 2) greater mass-market participation in a strategy typically means lower expected premiums for all; and 3) risk premiums are not guaranteed -- it could take more than a lifetime or longer to see a benefit.
Similar(55)
The auditors determined the agency's level of supplemental cash reserves by projecting losses on its mortgage portfolio and counting them against expected premium revenue.
Mr. Ginsburg expects premiums for employer-based coverage to rise by more than 6percentt next year, about double this year's rise.
One has nothing to do with the health-care law at all: The firm expects premiums to rise 9percentt next year, due to rising health-care prices.
In Texas, which has the nation's highest average homeowners premium -- just under $1,000 a year -- residents can expect premiums to increase, on average, by 40 to 60percentthis yearaccordingding to the Texas Department of Insurance.
"Since 1995, increases in premiums have been less than the increase in the gross domestic product," Mr. Gabel said, and he expects premiums to rise 4percentto5percentcent a year in the coming decade.
While it is difficult to generalize about just how much of an increase in prices companies should expect, premiums could double or triple at some large companies that already pay hundreds of thousands of dollars a year, Mr. Maloney said.
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CEO of Professional Science Editing for Scientists @ prosciediting.com