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In fact, only about 180,000 people around the country were covered by existing high-risk pools, said Katherine Swartz, a Harvard professor who studies health insurance issues.
Premiums paid by beneficiaries accounted for 54 percent of the money used to operate the existing high-risk pools.
That means the newly unemployed or those paying exorbitant premiums because of a pre-existing condition — perhaps in their state's existing high-risk pool — cannot simply switch to the more affordable high-risk pools.
The existing "high-risk, 'up or out' system of graduate and postdoctoral education will not remain an attractive option for the brightest students," the authors predicted. .
An obstacle is the program's steep premiums, which range from $140 to $900 depending on an applicant's age and location, and its requirement that people be uninsured for six months before applying (though the PCIP is still less expensive and more generous than existing high-risk pools operating in 35 states).
This observation supports the importance of widespread prescription of cholesterol-lowering medications among individuals with type 2 diabetes and existing high CVD risk.
It lies outside the scope of this paper to review all existing familial high risk studies, although relevant.
Any existing lifelines at high risk should be mitigated to meet acceptable performance standards.
Pioglitazone should be avoided in patients with moderate to severe heart failure and in those with existing or at high risk for bladder cancer.
Furthermore, the public health community is essential in assessing the adequacy of existing medical countermeasures for high risk chemicals, in recommending research and development of new countermeasures where required and in ensuring that existing countermeasures are available for immediate use.
Any existing important facilities at high risk should be mitigated.
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Justyna Jupowicz-Kozak
CEO of Professional Science Editing for Scientists @ prosciediting.com