They say they found some simple miscalculations or data exclusions that sharply altered the ultimate results.
And they model a set of euphemisms and exclusions that help transform the shocking into the ordinary.
Consumers need to work out whether they will use the additional benefits, ensure that the benefits are suitable and take note of any exclusions that may apply".
"We always stress that customers should read their policy documents thoroughly, including the statement of facts and any exclusions that could apply when they take out their policy.
"Consumers need to work out whether they will use the additional benefits and ensure that these are suitable and take note of any exclusions that may apply".
"That is what has driven a number of the categorical exclusions that have been given over time in the gulf," he said.
This is what we will do: "One, we will abolish Labour's artificial targets for school exclusions that are tying the hands of teachers, and forcing schools to keep disruptive or violent pupils.
No one has given Harry a pair of Hogwarts-edition Nikes, nor do he, Hermione and Ron stop off to super-size it at the campus McDonald's: exclusions that seem like integrity these days.
Poor behaviour can arise from failure to identify or support a child's special needs, and yet, in future, any exclusions that may result will be much harder to challenge.
On the one hand, owners don't count as employees and their salaries are excluded from the annual wages, exclusions that could make some companies eligible for a bigger credit than they might otherwise have gotten.
As the bipartisan fiscal commission appointed by President Obama stressed last year, tax revenues can be increased substantially by limiting the deductions, credits and exclusions that are essentially government spending by another name.
