excess money

USAGE SUMMARY

"excess money" is a grammatically correct phrase and can be used in written English.
You can use "excess money" when referring to money that is left over or more than what is needed for a specific purpose. Example: After paying all my bills, I had some excess money in my bank account.

✓ Grammatically correct

News & Media

Science

Formal & Business

Human-verified examples from authoritative sources

Exact Expressions

60 human-written examples

The excess money has been flowing into government bonds".

The New York Times

What would the government do with the excess money?

The New York Times

He left us every year with excess money, added jobs.

The Guardian

A. Bull markets need liquidity in the form of excess money.

The New York Times

He attributed much of the recent rise in global commodity prices to excess money in circulation.

The New York Times

In an economy of excess, money was free to flow into artifacts, cultural bullion.

The New Yorker

An increase in excess money has often been followed by a rise in share prices.

The Economist

WARRANTS EXCEED KERRIGAN AUTO BILL; Witness Tells Hirshfield He Understood Excess Money Was to Pay Driver.

The New York Times

"What if all the needs are met — what do we do with the excess money?

The New York Times

More money greases the wheels of trade but excess money can destroy it.

The Economist

For years, the excess money was used by Congress and successive administrations to pay for general government spending programs.

The New York Times

Expert writing Tips

Best practice

In personal finance contexts, use "excess money" to refer to funds available after covering essential expenses and savings goals. Consider using alternatives like 'surplus funds' or 'disposable income' for clearer communication.

Common error

Avoid using "excess money" interchangeably with 'disposable income'. While both refer to available funds, 'disposable income' specifically denotes income after taxes and mandatory deductions, while "excess money" more broadly describes funds beyond immediate needs or planned expenses.

Linguistic Context

The phrase "excess money" functions primarily as a noun phrase, often serving as the subject or object in a sentence. It refers to an amount of money that is more than what is needed, required, or usual. This is supported by Ludwig AI's analysis.

Expression frequency: Very common

Frequent in

News & Media

78%

Science

13%

Formal & Business

9%

Less common in

Academia

0%

Encyclopedias

0%

Wiki

0%

Ludwig's WRAP-UP

In summary, "excess money" is a frequently used noun phrase referring to a surplus of funds. As Ludwig AI confirms, it is grammatically correct and suitable for various contexts, especially in news, finance, and economics. The phrase typically describes situations where funds are available beyond immediate needs. While versatile, it's important to distinguish "excess money" from related terms like 'disposable income' to ensure accuracy. High-quality sources like The New York Times and Forbes frequently employ this term, attesting to its relevance in professional discussions.

More alternative expressions

Phrases that express similar concepts, ordered by semantic similarity:

surplus funds

Implies funds that are more than what is needed or used, focusing on the availability of extra capital.

available capital

Highlights the accessibility and readiness of funds for use or investment.

redundant funds

Indicates that the funds are not essential and could be considered unnecessary.

disposable income

Refers to the income remaining after deduction of taxes and other mandatory charges, available to be spent or saved as one wishes.

unspent capital

Emphasizes the portion of capital that has not been used or allocated yet.

idle cash

Suggests that the cash is not actively being used or invested, implying a lack of activity.

excess liquidity

Focuses on the overabundance of liquid assets, making it easy to meet short-term obligations.

unnecessary funds

Highlights that the funds are not required or essential for a particular purpose.

superfluous money

Denotes money that is beyond what is sufficient or necessary, often implying wastefulness.

reserve funds

Implies that the money is set aside for future use, usually to cover unexpected expenses or investments.

FAQs

How can I use "excess money" in a sentence?

"Excess money" can be used to describe a surplus of funds. For example: 'The company decided to invest its excess money in research and development' or 'After paying my bills, I had some excess money left over'.

What are some alternatives to "excess money"?

Depending on the context, you can use alternatives such as "surplus funds", "disposable income", or "available capital".

Is it appropriate to use "excess money" in formal writing?

Yes, "excess money" is appropriate for formal writing, particularly in economic or financial contexts. However, consider using more precise terms like "surplus funds" or "available capital" if greater specificity is required.

What's the difference between "excess money" and "excess liquidity"?

"Excess money" refers to a general surplus of funds, while "excess liquidity" specifically refers to an overabundance of liquid assets (assets that can be easily converted into cash). Excess liquidity is a subset of excess money.