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The commission on Wednesday will examine credit ratings and how investors use them.
Similarly, landlords will also examine credit card statements to determine the time and location of the various charges.
Lenders examine credit scores to determine the risk associated with the funding request.
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Banks are supposed to provide deposit services to customers, and to carefully examine credit-worthiness of borrowers.
While the study examined credit scores, employers generally do not get access to them.
The study, from the Federal Trade Commission, examined credit reports for 1,001 consumers obtained from the three major credit bureaus.
According to the company, one large furniture retailer was previously able to monitor visitor frequency only by examining credit card purchases.
Thus, it is possible to examine whether the response of all credit card balances reinforces or offsets the response of balances on examined credit card accounts.
At least once a year examine your credit report for credit card or loan applications, changes of address and unwarranted notices of delinquency.
Always examine your credit record before applying for credit, because you don't want any surprises and have a credit denial letter sent to you.
CREDIT WHERE DUE Worth and Money examine premium credit cards for big spenders.
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Justyna Jupowicz-Kozak
CEO of Professional Science Editing for Scientists @ prosciediting.com