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So, black men have been more likely to invest in higher education, even though the returns are diminished.
Lots of people practice value investing and smallcap investing, even though the returns have been lower than for momentum.So what about volatility?
In London, the major banks are struggling to wean themselves off casino trading, even though the returns are tiny compared to the vast amount of capital needed just to sit at the gambling tables of the derivatives markets.
Further, even though the returns to foreign experience are smaller for female than male immigrants, we find that female prefilers with a university education have a persistent earnings advantage over comparable non-prefilers.
By both measures it's in the bottom quarter for tech funds over the past three years, even though the returns of the fund put it in the top 10%, according to Morningstar.
They had many theories, but none of them were particularly convincing and even though the returns seems robust, they described the effect as "a puzzle". Other researchers broadly support this view.
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A hearing was held but the petitioner offered no proof of his second ground, even though the return to the writ had put it in issue.
"They want to be the first country to have a full national fiber network, not unlike the Shinkansen years ago, even though the return on investment is unclear".
I get a ton of e-mail messages purporting to be from banks and Web sites that are obviously not from those institutions even though the return address looks real.
This is why we end up putting money into new projects while skimping on maintenance, even though the return on investment from simply keeping roads and bridges in good shape is usually higher.
It is a big blow for Scholes, and also for United, even though the return of Owen Hargreaves for Saturday's Premier League win over Middlesbrough and the imminent return to training of Michael Carrick, who dislocated an elbow against Roma earlier this month, negate the impact slightly.
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Justyna Jupowicz-Kozak
CEO of Professional Science Editing for Scientists @ prosciediting.com