Sentence examples for evaluate loan from inspiring English sources

In addition, a law enacted in 2007 changed the way South African banks evaluate loan applications.

The vast array of mortgages available to home buyers is attributed in large part to the introduction of automated underwriting systems, which quickly and accurately collect, collate and electronically process information and evaluate loan applications.

Students running a microloan programme would have to master the basics of finance, learn to evaluate loan applicants, design a mechanism for monitoring compliance and manage the expectations of interested donors.

Fannie Mae and Freddie Mac agreed to supply documents and hire an independent examiner to evaluate loans they had bought from Washington Mutual, Mr. Cuomo said.

Choice engines would also vastly improve upon existing Web sites for mortgage shopping that don't provide consumers with all the details they need to evaluate loans.

So there is a lot of pressure internally from within these institutions or from regulators to re-evaluate loan portfolios".

Bankers say that small-business owners looking for a loan should start by knowing which business measures — debt-to-equity ratio, for example, or net margins — lenders focus on when evaluating loan applications in their industry.

Several banks have developed expert systems that capture the experience of their top loan officers in evaluating loan applications.

Lenders such as Lending Club, and Prosper have built this into the process they use for evaluating loan applications.

Mr. Perry said that lenders once evaluated loans on second homes in a manner similar to rental properties, which tend to carry more risk and therefore higher interest rates and down-payment requirements.

The risks of moral hazard would abound; but at least banks would be free to lend again.The second, crunchier approach is to lay down tight rules for evaluating loans, and insist on realistic provisioning for them.