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But since they are one of several inventions that may sink this city, and maybe the country, into a new era of penury and thrift, if not downright depression, let's have a go: a credit-default swap is a financial contract between one party and another which protects against a default on a debt.
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It is at once a minstrel show banjo tune and a typical Depression-era celebration of the pleasures of penury, like "Now's the Time to Fall in Love" and "Let's Take a Walk Around the Block".
He can keep the appearance of penury at bay.
In western Germany, signs of penury are hard to find.
But years of penury, gloom and what Louisa called "hard grubbing" had also taken their toll.
Though Jardine may be right to diagnose a scar, her talk of penury seems exaggerated.
The 1910 census indicates that not all artists led lives of penury.
After several years of penury, the cash has started flowing again to the militants.
Implying a situation of penury and hence the lack of a bed.
Robert Burns was the poet of penury, as much as of life and liberty.
The rest of his life was a blur of penury and dissolution.
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Since I tried Ludwig back in 2017, I have been constantly using it in both editing and translation. Ever since, I suggest it to my translators at ProSciEditing.

Justyna Jupowicz-Kozak
CEO of Professional Science Editing for Scientists @ prosciediting.com