Leaders can leverage this insight by encouraging individuals to bring their interests with them to work.
Though professional investors are gingerly picking through the carnage, they are not encouraging individuals to wade in with force.
Such an innovation could counteract the dangers of excessive, impulsive use by encouraging individuals to set their own limits.
Since the move to holacracy, he's had to shift to enabling mode, encouraging individuals to make decisions on their own.
Likewise, new rules concerning workplace pensions are encouraging individuals to take greater responsibility for their own pension pots.
The Bush administration is also encouraging individuals to shoulder more of their own health costs, in the form of tax-deferred health savings accounts.
"It's not just about team sports, but about encouraging individuals to be active to their own beat, so to speak," he said.
The plan is expected to eliminate the extra penalties for withdrawing money prematurely from existing I.R.A.'s, encouraging individuals to convert the proceeds to tax-free accounts.
In January 2010, the Move Your Money Project formed, encouraging individuals to shift their funds to local and non-profit credit unions, to defund the Wall Street megabanks.
Competition, they say, is by its nature divisive, pitting employee against employee and encouraging individuals to pursue personal gain at the expense of larger, shared goals.
The research contributes to the psychology of materialism and overspending and provides an evidence-based foundation for designing interventions encouraging individuals to improve their financial well-being.
