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It tried two approaches to encourage home ownership.
The government has also sought to encourage home ownership through low-interest loans.
The Senate Finance Committee said the changes would encourage home care workers to be more productive.
Governments encourage home ownership because it buys off dissent and delivers a more docile workforce.
They contend that the government's efforts to encourage home ownership among lower-income families led to irresponsible lending.
Property taxes have deliberately been kept low over the years to encourage home ownership, with the local income tax making up much of the difference.
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African leaders need to promote trade, simplify border crossings, reduce the opportunities for graft and encourage home-grown private business.
With incentives in this year's budget to encourage home-working, employees can receive tax-free payments from employers to cover the cost of working from home.
Measures to encourage home-buying have also been introduced: the minimum deposit on a mortgage has been cut from 30% to 20%, mortgage rates have been lowered and transaction taxes on homes reduced.
To encourage home-grown alternatives to Saudi oil, Mr Kerry would spend some $30 billion to subsidise carmakers and utilities to convert plants to cleaner technologies and to encourage Americans to buy cleaner cars.
Since the collapse of the mortgage-securities market on Wall Street, in the summer of 2007, mortgage securitization had been left mainly in the hands of two companies that operated under government charters to encourage home-ownership: the Federal National Mortgage Association Fannie Maee) and the Federal Home Loan Mortgage Corporation (Freddie Mac).
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