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The US could have easily loaned the money it did to GM with first option to buy those brands, or even to take them, if GM decided to end them.
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Some were so reliable that you could easily loan the money, while others were not.
If that $325 billion had been used as capital for loans at a conservative four-to-one reserve, the banks could have easily and safely loaned another $1.3 trillion -- that is, about 30percentt more than they did.
Today, Ant can easily process loans as small as several hundred RMB (around $50) in a few minutes.
It isn't an easily obtained loan.
In the rush for easily available loans at low rates of interest, borrowers often lied on their applications to fake a more secure credit history.
"We struggled to find any easily accessible loans," he says.
You can see some real case studies showing how easily these loans were discharged.
Real estate agent Frederic Din, who on his blog has chronicled Imperial County's housing boom and bust, remembers the go-go years when couples with incomes below $30,000 easily got loans for $250,000 homes.
That became apparent in the credit crunch of 2008, when years of cheap and easily-available loans suddenly ended.
For fund-raising, political connection can help connected companies to obtain bank loans more easily, especially long-term loans (Mian & Khwaja 2005).
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