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"The real problem isn't bankers not lending but borrowers not borrowing," says Mr Koo.For companies still eager to borrow, the banks are not the only option.
Companies alarmed by the euro crisis will not be eager to borrow regardless of the cost".
That worked to the benefit of growing companies eager to borrow money.
In such cases, both fashion maker and fine artist seem eager to borrow some of the other's allure.
There has been a major expansion in credit since the late 1990s, with consumers eager to borrow money in order to satisfy pent-up demand.
A decade ago McGregor still featured as one of the most popular management writers of all time.Today, management again seems eager to borrow from the field of psychology.
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Fannie and Freddie allow people to borrow at lower rates because investors are so eager to pump money into the two companies that they accept relatively modest returns.
Which brings us to Amazon in whose review pages, to borrow a jaundiced sentence from Dickens, the noisy and the eager and the arrogant and the froward and the vain, fret and chafe and make their usual uproar.
Just as earlier in Japan, however, many consumers and businesses were reluctant to borrow, and those that did seek loans often found that banks, eager to rebuild their balance sheets, were reluctant to lend.
But then the government was too eager to contain borrowing: it tightened policy prematurely in 1997 and the economy slowed.Might fiscal policy be failing now for new reasons?
It would also require Britain to borrow an additional £111 billion, or $172 billion, through 2015, a step Mr. Osborne was eager to avoid.
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Justyna Jupowicz-Kozak
CEO of Professional Science Editing for Scientists @ prosciediting.com