Mark Rigby, managing director of Insurance Revolution, says insurers take personal factors such as your credit score, driving history and vehicle type into account, but "your postcode can still drive up the price, even if everything else checks out OK". Historical insurance company data may not always reflect the fact that an area has improved through regeneration, perhaps.
Ultimately, your own rates will vary based on your driving record, the type of car you drive and other factors, including those that have little to do with your driving history.
Customers begin by answering more than 50 questions about themselves and their driving history.
None involved alcohol or drugs, but a recruitment investigator singled out Jacob's driving history as an area of concern.
Ride-sharing vehicles will undergo accreditation and registration, including criminal and driving history checks, similar to taxi drivers.
According to FlightCar's Web site, "For all renters and additional drivers, we do a driving history check that shows us any past driving citations and moving violations.
Others forecast that renters will, in future, be required to let car hire firms access their driving history when booking – with possible implications for the price charged.
Drivers in Canberra will have to get government accreditation, including criminal and driving history checks, when Uber arrives there in a month.
From 30 October, ride-share drivers will need to be accredited and registered, pass criminal and driving history checks, and have safety checks done on their cars.
