double indemnity

USAGE SUMMARY

"double indemnity" is a correct and usable phrase in written English.
You can use it to describe an insurance policy that pays double the face value of a policy in certain situations (usually related to accidental death). For example, "My parents are insured with a double indemnity policy, so they will receive double the amount of the policy if there is an accidental death."

✓ Grammatically correct

News & Media

Encyclopedias

Human-verified examples from authoritative sources

Exact Expressions

60 human-written examples

Double Indemnity 75.

Independent

Meaning double indemnity.

The New Yorker

RG Cameron Crowe called Double Indemnity "flawless film-making".

The Guardian - Film

Michael Hann Cameron Crowe called Double Indemnity "flawless film-making".

The Guardian - Film

Through Aug. 2. "Double Indemnity," directed by Billy Wilder.

The New York Times

Essential DVDs Alice Adams, Double Indemnity, Pushover, The Caine Mutiny, The Apartment.

The Guardian - Film

Bolstered by a magnetic performance by Robinson, Double Indemnity still stands up wonderfully well.

The Guardian - Film

Her face was gorgeous and impassive, like Barbara Stanwyck's in the "Double Indemnity" grocery-store shot.

The New Yorker

As the review said, it is "Double Infidelity," not "Double Indemnity".

The New York Times

PLEASANTVILLE Jacob Burns Film Center "Double Indemnity," directed by Billy Wilder.

The New York Times

Novels like "Double Indemnity" and "The Postman Always Rings Twice" sizzled with it.

The New York Times - Books

Expert writing Tips

Best practice

When discussing insurance policies, clearly specify the conditions under which the "double indemnity" clause applies to avoid ambiguity. Be precise about what constitutes 'accidental death' as defined in the policy.

Common error

Avoid using "double indemnity" as a blanket term for all life insurance policies. It specifically refers to a clause that doubles the payout under particular circumstances, typically accidental death. Using it incorrectly can mislead readers about the policy's actual terms.

Linguistic Context

The primary grammatical function of "double indemnity" is that of a noun phrase, typically used to refer to a specific type of clause within an insurance policy. This usage is supported by Ludwig AI, which affirms its grammatical correctness.

Expression frequency: Very common

Frequent in

News & Media

75%

Encyclopedias

15%

Science

10%

Less common in

Formal & Business

0%

Wiki

0%

Reference

0%

Ludwig's WRAP-UP

In summary, "double indemnity" is a noun phrase referring to a clause in insurance policies that doubles the payout under specific conditions, primarily accidental death. Ludwig AI confirms that the phrase is grammatically correct and usable in written English. Its usage is very common, especially in news and media contexts, where it's used to inform the public about insurance terms and legal matters. While alternatives exist, like "accidental death benefit", "double indemnity" remains a standard term in insurance discussions.

More alternative expressions

Phrases that express similar concepts, ordered by semantic similarity:

accidental death benefit

Focuses specifically on the benefit paid out due to accidental death, differing from the broader term of "double indemnity".

double compensation

Highlights the aspect of receiving twice the standard amount, applicable in various compensation scenarios beyond insurance.

supplemental death benefit

Emphasizes the additional benefit on top of a standard policy, not necessarily doubling the original amount.

enhanced insurance payout

General term for a higher payout, which may not be exactly double but still signifies an increased benefit.

increased coverage amount

Focuses on the higher amount of insurance coverage, without explicitly mentioning it's double the standard.

accelerated death benefit

Refers to receiving benefits before death under certain circumstances (e.g. terminal illness) and is not tied with the concept of indemnity.

additional insurance coverage

Implies more coverage but doesn't specify the doubling aspect of "double indemnity".

premium death benefit

Suggests a higher level of death benefit, possibly including extra features or services beyond just the payout amount.

extra death compensation

Highlights the additional payment made upon death, but doesn't specify if it doubles the original amount.

inflated death payment

Indicates a higher payment upon death, often implying it's due to specific circumstances or policy terms beyond the norm.

FAQs

What does "double indemnity" mean in insurance?

"Double indemnity" refers to a clause in an insurance policy where the payout is doubled if the death is accidental, as opposed to natural causes or illness.

How is accidental death defined under a "double indemnity" clause?

The definition of accidental death varies by policy, but generally, it means death resulting from an unforeseen and unintentional event. Consult your specific policy for exact terms.

What are some situations not covered by "double indemnity"?

Generally, "double indemnity" does not cover deaths due to natural causes, illness, suicide, or certain risky activities specified in the policy such as extreme sports.

Are there alternatives to "double indemnity" in insurance?

While there isn't a direct substitute phrase, you can describe it as an "accidental death benefit" or an additional payout for accidental death.