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"If the Commissioner had been able swiftly to establish the facts relating to Mrs Miller's mortgages, and had been able to gather the documentation which would have allowed her (and has allowed us) to judge the relationship between the changes in bank base rate and the interest charged to Mrs Miller, this might have been a relatively minor matter," the committee said.
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She did not produce a written or electronic documentation of the referral, however, something which would have helped in double-checking the accounts that Kouao gave.
Which would have been weird.
In the case of the customer issues, their documentation, which would include recorded phone calls (a must), we have provided a method to 'conference in' the National Database so that what is told to the customer is on record.
However, counting each of these as single documentation events would have been difficult logistically, so we chose the daily progress notes (which are completed on ICU team rounds and represent the team's plan for the patient for that day) as a representation of documentation, noting that this may be incomplete.
Which last year would have been unthinkable.
Richard Stone, a member of the Macpherson inquiry panel, said: "If there had been any sort of documentation, we would have leapt on it.
In the worst-case scenario, the documentation discrepancy would have sent her home on the next flight to Kathmandu.
Which would you have?
Today, Robbins says he sought to warn his colleagues that lending without proper documentation would have "dire consequences".
Such documentation would have the added benefit of facilitating collaborations and personnel exchanges among BSL-4 laboratories.
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Justyna Jupowicz-Kozak
CEO of Professional Science Editing for Scientists @ prosciediting.com