The review also includes proposals to make all mortgage advisers individually accountable to the FSA, a move which it said would "remove dishonest individuals from the industry and … keep them out".
"In contrast to public perception, bank employees are not simply more dishonest individuals than others," he said.
We can decry the greed, selfishness and poor character of dishonest individuals all we want, but even minimally competent systems successfully dissuade or detect single bad actors.
"Many individuals carry their Medicare cards in their wallets or purses and could become victims of identity theft should dishonest individuals steal such items or lift their Medicare number from a beneficiary card or medical document," Mr. O'Carroll said.
Blame for addiction (and related deaths) has most often been placed on the substance or on its users, who are viewed as weak-willed, dishonest individuals, often minorities or the poor, worthy only of forced "cold turkey" detox and incarceration.
"However, it is absolutely clear to us that when the dust settles in this case, Messieurs Glattman and Jacov will be viewed as having been victimized by a small group of powerful and fundamentally dishonest individuals".
To the contrary, there are honest and dishonest individuals in all occupations.
The bishop's warning that "dishonest individuals" prey on the kindness of strangers parallels an argument Francis said he's heard before.
"It is a practice that enables a few dishonest individuals to prey upon the compassion of others to ask for money, even when they don't have legitimate needs," Tobin said in a three-point argument.
Many of us have earned enough money to consider investing but, as history has shown, this often exposes people to corrupt or dishonest individuals who take advantage of people's lack of knowledge to sell worthless shares or encourage futile investments.
