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Allowing firms in difficulty to opt out and exempting the long-term unemployed would be obvious temporary palliatives.
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Another option would be to allow firms in difficulties to opt out, by exact analogy with opening clauses.
5. Want to opt out?
To opt out permanently, go to www.optoutprescreen.com.
(Employees are free to opt out).
Opt out: In order to opt out, you must first delete all your entries.
Automatic enrolment puts the onus on the worker to opt out rather than to opt in.
Instead of using such an opt-in system, Facebook requires them to opt out instead.
However, they have the right to opt out, and opt-out rates currently average 9% (pdf).
They can effectively threaten to opt out and invest elsewhere.
However, shareholders should be able to opt out this rule.
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