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Speaking to the BBC's Kamal Ahmed, Mr McEwan explained the new direction for the bank amid a difficult atmosphere for banking generally.
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The committee concludes: "This is a very difficult atmosphere in which to work towards a sustainable economic future for the community on Sark.
The committee's report concludes: "This is a very difficult atmosphere in which to work towards a sustainable economic future for the community on Sark.
He took the bold, and possibly foolish, decision after the 1-0 win over Hull City on 27 October to chide the White Hart Lane crowd for how they had created a "very tense, difficult atmosphere".
"It was a very tense, difficult atmosphere," the manager said.
It was a difficult atmosphere in which to develop young talent, but there were multiple performances.
We played in a difficult atmosphere with almost no support," said Villas-Boas.
"In the draw we face one of the hosts, Ukraine, which will be a difficult atmosphere to replicate, but looking at the styles of France and Sweden I feel these games are a good preparation for us".
Tricky family politics can often cause unease and create a difficult atmosphere.
The relationship between the former council leader and former chief executive had broken down, leading to rising tensions, poor decision-making and a "difficult and damaging atmosphere" for officers and councillors to work in.
By helping employees to identify behaviors and teaching them how to handle difficult situations, you'll create a friendly, harmonious atmosphere for staff and customers".
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