Your English writing platform
Discover LudwigExact(1)
Moreover, there were variations in the responses of loan servicers: some were much more sluggish about introducing trial modifications than others, even after accounting for differences in the loans themselves.
Similar(59)
That is partly because of a difference in the loan programs.
Without clear guidelines from regulators, the report said, there were troubling differences in how loans for each bank were assessed.
But lenders, lawyers and mortgage finance experts say the documents -- which have been unchanged for nearly three decades -- are confusing to consumers and may not accurately reflect the differences in loans.
There are also big differences in the ability of different businesses to tap the programs offering emergency grants and loans.
Minority wealth was especially sensitive to the housing bubble because housing is often the primary asset for non-white households.Another thing that jumped out at me from the Survey of Consumer of Finances is the difference in education loans.
In this case, the good folks at Fan and Fred will under-price the risks in the loans they're taking on because they know that if the loans fail, the taxpayer will step in and make up the difference.
For a homeowner taking out a $165,000 mortgage, a difference of three percentage points in the loan rate — a typical spread between conventional and subprime loans — adds more than $100,000 in interest payments.
The two-year delay in receiving BNDES funds caused an increase of R$108 million to the cost because of the difference in interest between loans taken from regular banks and from the government agency.
That has dramatically reduced the difference in rates for loans of different maturities, and with it banks' opportunity to profit.Those depressed earnings might endure: in Japan and America long spells of QE have left interest margins at their lowest levels in decades.
Since loans cannot be issued randomly to clinics, a dummy variable indicating clinic group controls for differences in quality between loan and comparison groups at baseline.
Write better and faster with AI suggestions while staying true to your unique style.
Since I tried Ludwig back in 2017, I have been constantly using it in both editing and translation. Ever since, I suggest it to my translators at ProSciEditing.

Justyna Jupowicz-Kozak
CEO of Professional Science Editing for Scientists @ prosciediting.com