He didn't discover the problem until months after Goldman first came knocking on A.I.G.'s door.
She got the notice that the payment was approved and didn't discover the problem until she checked her bank balance and saw that the account was overdrawn.
Thieves have been known to sign up for cards using these documents and then submit a new address, so victims don't discover the problem until their credit ratings are ruined.
This step is key, because if you don't discover the root of your problem you will never be able to change it.
The Bank of Italy did not discover any problems with the loanbook," says Banca di Roma's general manager.Mr Geronzi thinks his bank's future lies in privatisation.
While the charges against Mr. Adoboli detail actions dating back to 2008, UBS did not discover any problems until recently.
Both Mr. Berman and Mr. Thompson get a bit hot under the collar when explaining why they did not discover one of the biggest fiscal problems of the year, that the school construction program is billions of dollars over budget.
Or it may be that evolution just did not discover these solutions to such problems and that mankind, with the whole of the periodic table and known synthetic chemistry to work with, can.
"They would tell you: 'No, Columbus did not discover America, this is the real deal.' So when we went back to school, we presented a problem.
"John O'Neill did not discover Al Qaeda.
