Sentence examples for determining credit from inspiring English sources

As losses mount in the euro zone, capital may trump liquidity in determining credit growth.

"Credit Raters Get Scrutiny and Possibly a Competitor" (Business Day, April 23) suggests that rating agencies do not disclose their analysis or process for determining credit ratings.

Fair, Isaac & Company, a privately held financial services concern in San Rafael, Calif., developed the mathematical model for determining credit scores and its scores are used in more than 75percentt of all new mortgage decisions.

It includes tinkering with enrollment periods, taxes, premiums, and incentives for employers and insurance brokers — and a move to "require or encourage credit rating agencies to use health insurance status as a factor in determining credit ratings".

In August 2010, the S.E.C. released a separate report on an investigation of Moody's, which found that the company had made false statements in its registration as a ratings agency with the S.E.C. and had failed to follow its procedures for determining credit ratings.

But its existence marks a departure from the traditional ways of determining credit-worthiness by looking at a person's credit history and how much debt they owe.

Some were paid to determine credit ratings of products by the companies issuing those securities.

KMV uses quantitative modelling to look at equity volatility and company debt, to determine credit risk and the likelihood of default.

To comply with the law, the private ratings agencies, which determine credit scores for millions of people and businesses, have been contracted to act on behalf of HMRC and are "therefore treated as part of the department" – giving them access to tax data about businesses that would otherwise be confidential.

Robert Khuzami, the director of the S.E.C.'s enforcement division, said that because investors had relied on both the ratings and the statements that credit rating agencies made to the commission about how they determined credit ratings, the rating agencies must "have in place sufficient internal controls" over those procedures.

Oxygen offers flat-fee access to credit and free mobile banking, all while using machine learning to determine credit worthiness.