Instead, they typically pay lower interest rates on deposits than smaller banks do, and charge higher interest rates on loans.
Despite these problems, three quarters of students go into debt to cover the upfront costs of securing a student home, from deposits to letting agency fees.
Sierra Leone was devastated by an 11-year civil war that ended in 2002, but by 2013 a commodities-led boom driven by deposits of iron ore, gold, diamonds and rutile had pushed growth to 20%.
Organisations such as the Resolution Foundation and the charity Shelter, have exposed examples of rogue landlords withholding deposits unfairly, refusing long-term contracts and failing to ensure adequate standards in homes.
Gatiss recognises that Wells was writing an allegory of imperialism: Bedford seeks to colonise the moon and plunder it for its vast deposits of gold, while Cavor, a naive man of science, seeks only knowledge.
The Lib Dems had 16 MSPs before elections, now they have just five, with 25 candidates losing their deposits after failing to get 5% of the vote.
I have lost three deposits since I left college – that's more than £1,000, for nothing at all.
The province contains about a third of China's known coal deposits – and has more coal companies than any other province.
Given deposits are the basic source of funding for banks, their depletion is seen representing a significant risk for the Greek financial system.
But Bennett said the party managed to save more than 100 deposits – more than ever before – and also made gains in council elections, increasing its presence in Bristol and Cambridge.
Even if the Greek government decides to pay wages and pensions by printing its own IOUs or "new drachmas", the European court of justice will rule that all domestic debts and bank deposits must be repaid in euros.
