deposit threshold

USAGE SUMMARY

The phrase "deposit threshold" is correct and usable in written English.
This phrase is used in the context of a bank or other financial institution in which a customer must deposit a certain amount of money in order to qualify for a certain type of account or service. For example, "In order to open an account with ABC Bank, customers must meet a deposit threshold of $500."

✓ Grammatically correct

News & Media

Science

Formal & Business

Human-verified examples from authoritative sources

Exact Expressions

1 human-written examples

–Deposit threshold.

Forbes

Human-verified similar examples from authoritative sources

Similar Expressions

59 human-written examples

In order to minimize the formation of scale deposits, threshold scale inhibitor treatments are common practice in an industry.

Journal of Industrial and Engineering Chemistry

In order to minimize the formation of scale deposits, threshold scale inhibitor treatment is a common practice in the oil industry.

Journal of Petroleum Science and Engineering

(The federal government helped prevent a broader panic by later raising the deposit insurance threshold to the current $250,000).

The New York Times

The 9.9% levy on deposits above the €100,000 ($130,000) deposit-guarantee threshold alienated Russia, which exercises a lot of influence in the Cypriot economy, not least through big deposits held there by its businesses and banks.

The Economist

The new deal abandoned the raid on savings envisaged a week earlier, which had made a mockery of the European deposit-guarantee threshold of €100,000 by levying a swingeing one-off tax on accounts with less than this amount, as well as imposing a steeper levy on uninsured deposits.

The Economist

The original deal called for a tax of 6.75 percent on deposits of less than €100,000 and 9.9 percent on deposits above that threshold.

The New York Times

Sweden's prime minister, Fredrik Reinfeldt, said Monday that the country would guarantee bank deposits and was considering raising the threshold of deposits eligible for guarantees.

Forbes

This analysis on all samples leads to a clear correlation of the onset of the deposit formation with the threshold observed in the Er deposition process: above the threshold, the deposit formation is observed, while no deposit is observed below the threshold.

Nanoscale Research Letters

In general, the relationship between the total mass and the extension of the area having a given probability of being covered by a deposit of a given threshold is not linear, because of the non-linearity of the operation of thresholding (thresholding produces a null hazard area when the erupted mass is insufficient for reaching the given loading).

Journal of Applied Volcanology

About half the deposits are over the $100,000 threshold covered by federal deposit insurance, according to Mr. Bhatia.

The New York Times - Tech

Expert writing Tips

Best practice

When discussing financial regulations, clearly state the currency associated with the "deposit threshold" to avoid ambiguity.

Common error

Avoid interchanging "deposit threshold" (the minimum amount to deposit) with deposit insurance coverage (the amount protected by a government agency). The "deposit threshold" is about account eligibility, while insurance is about protecting your money.

Linguistic Context

The phrase "deposit threshold" functions primarily as a noun phrase, acting as a subject or object within a sentence. It specifies a limit or requirement related to the amount of money deposited, as indicated by Ludwig and the numerous examples.

Expression frequency: Very common

Frequent in

News & Media

35%

Science

33%

Formal & Business

32%

Less common in

Encyclopedias

0%

Wiki

0%

Reference

0%

Ludwig's WRAP-UP

In summary, the phrase "deposit threshold" is a grammatically sound and commonly used term, particularly in the realms of news, science, and business. It refers to the minimum amount required for a deposit, as validated by Ludwig AI. While seemingly straightforward, understanding its specific context and distinguishing it from related concepts like deposit insurance is crucial. When writing about "deposit threshold", specify the currency involved and be aware that the phrase could be related to several aspects, such as opening an account or getting a bank bonus, and it's also important not to confuse with related ideas, as the "minimum balance".

More alternative expressions

Phrases that express similar concepts, ordered by semantic similarity:

minimum deposit

Focuses specifically on the minimum amount required to open or maintain an account.

deposit requirement

Emphasizes the mandatory nature of needing a certain deposit amount.

required deposit amount

Specifies both the mandatory nature and the monetary value.

qualifying deposit

Highlights that the deposit allows one to qualify for something.

minimum balance requirement

Shifts focus to the balance needed rather than the initial deposit, with more semantic transformation.

initial deposit amount

Specifies that the deposit is the first one made.

minimum funding level

Uses the term "funding" which is similar to deposit.

deposit benchmark

Uses the term "benchmark" for the threshold.

lower limit deposit

Highlights that the deposit is below a certain limit.

cash deposit target

The word target implies a threshold that is the focus.

FAQs

What does "deposit threshold" mean in banking?

In banking, "deposit threshold" refers to the minimum amount of money you need to deposit to open a specific type of account or qualify for certain benefits. It's not the same as deposit insurance, which protects your deposits up to a certain limit.

How is a "deposit threshold" different from a minimum balance?

A "deposit threshold" is usually the initial amount required to open an account. A minimum balance is the amount you must maintain in the account to avoid fees or maintain certain benefits. Maintaining an "average daily balance" is important.

What can I say instead of "deposit threshold"?

Alternatives include "minimum deposit", "deposit requirement", or "required deposit amount", depending on the specific context.

Why do banks have a "deposit threshold"?

Banks establish "deposit thresholds" to ensure that accounts are profitable to manage, to attract customers with substantial assets, or to comply with regulatory requirements. It can also be related to "risk assessment".