President Obama and his team can still respond powerfully by delaying loan guarantees, as President George H. W. Bush's administration did in 1991 in an attempt to limit Israeli settlements.
Furthermore, a new president could also dissolve parliament and call for early elections in the spring, further delaying loan disbursements.
Among them: surprise overdraft fees, thousands of dollars in extra payments and interest, delayed loan forgiveness, and a jump in required monthly payments -- the CFPB calls them "payment shocks" -- that are so high that borrowers fall behind on their loans.
Until workers agreed to the layoffs earlier this week, creditors had delayed loans, forcing the company to halt production at its main plant, situated outside Seoul.
Other schools, including Kaplan University, hired private investigators to find former students and encourage them to sign forms delaying loans.
In these investigations, we've seen allegations that lenders denied or delayed loans to women who were pregnant or on maternity leave based solely on assumptions that they were unwilling or unable to return to work after giving birth, or that they could not afford mortgage payments while on leave, even when there was paid leave.
And last-minute changes in terms could also delay the loan.
Earlier this month, Mecom renegotiated to delay its loan payments to bankers.
Mortgage lenders are not allowed to deny or delay a loan to a woman simply because she is on maternity leave.
Lagarde said there would be "no grace period or possibility of delay" to loan payments that are due on 30 June.
