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2. Individual Voluntary Arrangements This is best defined as a formal proposal to a person's creditors to pay all – or part – of their outstanding debts.
A security awareness program is defined as a formal program with the goal of training users of potential threats to an organization's information and how to avoid situations that might put the organization's data at risk.
Moreover, the concept as sign was defined as a formal representation of its object.
In general, a visual language is defined as a formal language with visual syntax and semantics (Myers 1990 ; Hils 1992 ; Erwig et al. 2017 ).
In general, ontologies are used to provide machine-readable and interpretable descriptions that can be defined as a formal, explicit description of a shared management concept (Gruber 1993).
To quote the ALA, "A challenge is defined as a formal, written complaint filed with a library or school requesting that a book or other material be restricted or removed because of its content or appropriateness".
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The geriatric qualifications were defined as follows: (a) formal in persons with a formal qualification as a geriatrician or complementary training in geriatrics for GPs; (b) non formal for geriatric expertise that was not formally acquired but was non-formally acquired through working experience in a geriatric institution; and (c) none where neither of these criteria were met.
HF treatment was defined as any formal means taken to improve the symptoms of HF and/or the heart structure and function abnormalities.
Premorbid cognitive impairment was defined as either a formal documented diagnosis of dementia or a Modified Blessed Dementia Rating scale score >4.
Absorptive capacity is defined as a combination of formal expertise, informal organisational know-how, technical infrastructure, and relevant interpersonal networks.
In Nigeria, patent and proprietary medicine vendors (PPMVs), defined as "a person without formal training in pharmacy who sells orthodox pharmaceutical products on a retail basis for profit" [ 10], provide the main source of medicine for many common illnesses.
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Since I tried Ludwig back in 2017, I have been constantly using it in both editing and translation. Ever since, I suggest it to my translators at ProSciEditing.

Justyna Jupowicz-Kozak
CEO of Professional Science Editing for Scientists @ prosciediting.com