Sentence examples for deductible level from inspiring English sources
Given the structure of this program there are an infinite number of possible contract designs based on the choice of deductible level and proportion of production insured.
Very generous programs might cover 100%% of healthcare costs beyond the deductible level, while others might cover only 60%%, thereby imposing a 40%% coinsurance rate on participants.
The higher the deductible level in a traditional earthquake insurance scheme, the lower the expected losses in terms of either AAL or PML, for any return period.
We found that total optimal coverage increased significantly with the level of risk of aversion at lower deductibles but as deductible level increased, the level of risk aversion had a lesser impact on total optimal coverages.
Patients treated with adalimumab were significantly older and had a lower income (reflected in lower annual deductible level for prescribing costs).
Furthermore, although patients with drug coverage may be less affected depending on their deductible level, these cost variances may still be consequential.
Deductible levels are minimum amounts of expenditure that the insured person must bear before the insurer subsidizes care.
Table 2 shows the summary of the risk metrics (AAL and PML) for the analyzed portfolios considering different deductible levels, in all cases using the methodological approach to account for limits and deductibles proposed by Ordaz (2000).
Table 2 Seismic risk results, average annual loss (AAL), and probable maximum loss (PML), for public and private buildings with 0 and 3% deductible levels in Manizales, Colombia Open image in new window.
In some programs, participants must pay out-of-pocket for healthcare costs up to specified deductible levels (per health shock episode or per year)10 before additional costs are covered by indemnities, Other programs offer first dollar coverage (i.e., zero deductible).
The results presented here complement studies using retrospective administrative data to evaluate changes in the use of health care associated with deductible levels.
