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But the industry remains dominated by credit, and the ability to save through an MFI is often linked to customers' willingness to borrow from it.
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To gauge customers' willingness to adopt a potentially disruptive innovation?
But our willingness to borrow has also become a weakness.
"We might not see changes in people's willingness to borrow, but in their ability to borrow," she said.
His essay is characterized by its humanity, and by its willingness to borrow from religion.
"It does tend to put a damper on their willingness to borrow".
Increased consumer willingness to borrow has likely been a consequence of relatively high consumer confidence and extended low interest rates.
Policy makers have worried that, until Americans do show a willingness to borrow, the housing market is unlikely to get back on a solid footing.
Though much criticised, the central bank's efforts to signal the future path of interest rates have probably reassured firms, increasing their willingness to borrow and invest.
For low-income high-school seniors, it's conceivable that virtually every decision made about college is influenced by their willingness to borrow.
These asset bubbles were inflated by lax lending standards and an excessive willingness to borrow, which seemed similar to the Greek government's willingness to take on debt to pay lavish pensions.
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Justyna Jupowicz-Kozak
CEO of Professional Science Editing for Scientists @ prosciediting.com