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Gross customer loans of almost $974 billion were lower than at the end of December.
Its chief financial officer, Paul Miles, said there will not be any further write-offs of customer loans, beyond last year's £35m bill.
That proportion reached 12 per cent by the end of last year but today the bank said: "We will not compromise our prudent risk management to meet the 20 per cent of total customer loans commitment for commercial banking.
In a detailed report, Kroll claimed that Stewart and Sanea had "set up and developed a portfolio of fake customer loans," with Stewart acting as the "day-to-day manager of the loan book" and helping to prepare "false financial statements".
Entsch's proposal originated in a report in May from a Senate committee inquiry into customer loans that recommended the banking industry be required to fund a tribunal if financial institutions did not appoint independent experts to consider restitution for customers who feel they have been ripped-off.
Customer loans compared to the number of employees increased from 2191.8 Thousand Tunisian dinars in 2011 to 2617.5 Thousand Tunisian dinars in 2015.
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During that period, Erste Group's problem loans made up 6.3 percent of its total customer loan exposure of €130 billion.
One successful payday lender, Wonga.com last week increased customer loan costs to the equivalent of 5,853% APR.
HSBC said that the sale represented a premium of 8.75 percent to the gross customer loan balances and that it would record a post-tax gain of $2.4 billion.
Mitsubishi Motors North America, based in Cypress, Calif., has been trying to reverse a sales plunge in the United States that was triggered in 2002 by customer loan defaults at its finance arm.
The regulators, who gathered at Nationstar in 2014 for what should have been a routine examination, found "inaccurate information" in customer loan files, according to confidential documents reviewed by The Times.
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