A stable remittance income may be considered a positive attribute in the evaluation of creditworthiness of a household when it comes to accessing microloans or small business loans (Ratha 2007).
At the same time, companies seeking evaluations of their creditworthiness are allowed to give rating agencies detailed nonpublic financial information that other analysts are not privy to because of securities regulations, thus lending an additional imprimatur to the agencies' evaluations.
Party bias alters financial analysts' evaluation of corporate creditworthiness, based on a database created and analyzed by Margarita Tsoutsoura, associate professor of management and family business at the Cornell SC Johnson College of Business.
In any event, Lawson makes loans based not on the careful evaluation of the creditworthiness of the borrowers and the expected profitability of their proposals.
Take, for instance, the credit rating agencies, which investors rely upon for evaluations of companies' creditworthiness and general financial well-being.
In an emailed statement, Allstate said: "As a core part of our investment management and risk/return evaluation process, we continually evaluate prevailing and potential future market conditions, regulations and investment creditworthiness, among other factors, and adjust our portfolio accordingly".
Through their evaluation of a company's creditworthiness, the Big Three rating agencies provide investors with an important assessment of its financial health.
The rating agencies say that the creditworthiness of U.S. companies is getting worse all the time.
The creditworthiness of its bonds recently received an upgrade from a rating agency.
