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The word 'creditworthiness' is correct and usable in written English.
You can use it to refer to a person's or company's ability to pay back a loan or other type of credit. For example: "The bank evaluated the loan applicant's creditworthiness to determine if they qualified for a loan."
Dictionary
creditworthiness
noun
The property of being creditworthy.
Exact(60)
TEPCO, with its shares hammered, now faces worries about its creditworthiness.
But it's also critical to recognise that creditworthiness alone is not sufficient to make an asset safe.
The federal government has coped by raising taxes these have risen by more than a third since 1988 and by 11 percentage points of GDP between 1993 and 2003 and by squeezing investment and such luxuries as road maintenance (see chart).Behind the earmarked spending lie worthy aims: restoring Brazil's creditworthiness, promoting equality and fostering federalism.
The premium, or spread, between their overnight borrowing costs and the Fed's interest rate is one measure of their creditworthiness.
Standard & Poor's, a rating agency, said it was reviewing PPR's creditworthiness after the announcement of the Puma deal.
The firms that must be feeling most nervous about the outcome are Standard & Poor's (S&P), Moody's and Fitch.Those rating agencies have earned huge sums in the past ten years offering opinions on the creditworthiness of an alphabet soup of mortgage-related securities created by over-eager banks.
To make it easier for potential backers, governments are beginning to regulate crowdfunding platforms and central banks to ponder the Banque de France's credit register, which lets lenders assess the creditworthiness of thousands of firms great and small.
Because derivatives are traded in liquid markets, they rapidly transmit information about the creditworthiness of borrowers.
So dollarisation would not solve Argentina's trading problems nor, of itself, bring growth.Neither would it restore the country's creditworthiness.
Moreover, the increase in default rates was greatest in districts where a larger proportion of mortgage loans were sold on within one year.Worse, this negative link is most visible where the incentives to check on the creditworthiness of the borrowers were likely to be weakest.
The government implicitly guaranteed their creditworthiness, enabling them to borrow at below-market rates.
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Justyna Jupowicz-Kozak
CEO of Professional Science Editing for Scientists @ prosciediting.com