At the All-Star Game at the end of January, Commissioner Gary Bettman said that although concussions were slightly up this season, the number resulting from head shots was actually down - and he credited Rule 48.
Tie credit rules to ratings.
The W.G.A. has changed its credit rules ten times and no one's satisfied.
But under credit rules, an advertised interest rate must be given to at least 51% of applicants accepted for loans.
This may involve central government cash and/or changing the proposed universal credit rules, or whatever it takes.
The New Century Financial Corporation, for instance, waived its normal credit rules if home buyers put down large down payments, had substantial savings or demonstrated "pride of ownership".
Meanwhile, Latvia and Lithuania are still struggling after the excessive credit boom before the global financial crisis, when getting mortgages was easy, followed by fiscal retrenchment, when banks tightened credit rules.
It should combine a cut in interest rates with a clear explanation of why it is cutting (to ward off the threat of deflation) and a promise to greet any rush to greater leverage with much stricter credit rules.
