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Discover Ludwig"credit risk" is correct and usable in written English.
You can use the term when discussing the risks associated with lending money. For example, "The bank needs to consider the credit risk associated with lending substantial amounts of money."
Dictionary
credit risk
noun
The risk of loss due to a debtor's non-payment of a loan or other line of credit.
Exact(60)
B "Substantial credit risk".
Credit risk is improving.
labeled A.I.G.'s credit risk.
Caa "Poor standing and high credit risk".
Perhaps the best is credit risk.
"There's a lot of credit risk.
"We're not taking any credit risk.
Some may be assessing credit risk accurately.
It bears no credit risk.
Scoring technologies classify and price people according to credit risk.
"It's not just credit risk," she said.
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Justyna Jupowicz-Kozak
CEO of Professional Science Editing for Scientists @ prosciediting.com